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Now, if you are in need of healthcare insurance assistance. Thank you.
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Our Address
189 South 200 West
Suite 102
Bountiful, Utah, 84010
Our Phone
833-502-8844

Frequently asked questions

What are the important dates for enrolling into health coverage?

  • November 1, 2022: Open Enrollment started. 
  • December 15, 2022: Deadline for coverage that starts January 1, 2023. 
  • January 15, 2023: Last day to sign up for 2023 coverage. Coverage starts February 1, 2023.  
  • After January 15, you can only buy a health plan if you qualify for a Special Enrollment Period.

What is the health insurance marketplace also Healthcare.gov?

The Health Insurance Marketplace is a resource where individuals, families, and small businesses can:

  • Compare health insurance plans for coverage and affordability.
  • Get answers to questions about your health care insurance.
  • Find out if you are eligible for tax credits for private insurance or health programs like Medicaid or the Children’s Health Insurance Program (CHIP).
  • Enroll in a health insurance plan that meets your needs.

I’m in the process of obtaining US citizenship what options do I have?

If you’re a lawfully present immigrant, you can buy private health insurance on the Marketplace. You may be eligible for lower costs on monthly premiums and lower out-of-pocket costs based on your income.

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In the the event that you are not lawfully present we do offer private options that may qualify for.

What kind of insurance plans are available with Healthy Horizon Agency?

Individual Family Plans

  • These plans are best for those who do not qualify for coverage through an employer or through government programs such as Medicaid or Medicare. These private health insurance plans are sold directly to consumers, and they help pay for medical care, hospitalization, and prescription drugs.

Small/Large Group Policies

  • A small group refers to up to 50 employees, while any group having over 50 employees is considered large.

Short Term Medical Plans

  • Provide temporary catastrophic coverage, such as if you are in a car accident or suffer a heart attack. They only provide coverage for a limited amount of time if for some reason you are unable to enroll in a health insurance plan.

Plan Enhancer

  • Plan Enhancer are similar to a gap insurance or just supplemental insurance. It is designed to help you meet your high deductible if something unexpected happens. The Plan Enhancer gives you three options of protection: Accidental, Sickness or Cancer treatment.

I’m self employed and own a business how do I get insurance ?

If you're self-employed, you can use the individual Health Insurance Marketplace to enroll in flexible, high-quality health coverage that works well for people who run their own business.

What value do health insurance brokers/agents provide?

Health insurance brokers play a valuable role in the health insurance industry. Health insurance brokers provide information and develop options for consumers to purchase qualified health plans. Brokers provide services to individuals, families, groups, employers, and businesses. Health insurance brokers play a valuable role in the health insurance industry. As insurance brokers, we are required to maintain annual training/certifications by the local state regulators, Healthcare.gov, Medicare/AHIP and insurance carriers. These training allow for brokers to be well informed on any updates and changes that are going on in the healthcare space as well as the following year's health insurance options. Health insurance brokers provide information and develop options for consumers to purchase qualified health plans. Brokers provide services to individuals, families, groups, employers, and businesses.

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