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Healthy Horizon has wide-range of products from Individual and Seniors to small business options. We work with all our customers from start to finish. As always, all our services are commitment free and free of charge.

We specialize in the unexpected

Health Coverage – Individual and Families 

We offer Private Health Insurance (off-exchange), as well as Marketplace/Obamacare plans (on-exchange plans with possible subsidies). We are contracted with all the major health carriers in your local area.

We at Healthy Horizon Insurance Agency remove the hassle in choosing a health insurance plan. Our trained agents have over a decade of experience in the health insurance sector. We keep a balance between finding a plan that is suitable to your budget and meets your medical needs. Ensuring that you have a healthy horizon.

Get Health Coverage

Dental – Tailored to YOU

Routine dental exams and teeth cleaning are important parts to your dental coverage. Just as important, choosing a plan that has shorter waiting periods for major procedures, orthodontic benefits for children and other significant discounts to non-covered services.

Our extensive plan options provide you basic, preventative, minor and major dental procedures. We do the heavy lifting. All you need to do is select your dental insurance policy.

Get Dental Coverage

Life Insurance

Life insurance is to have your loved ones financially covered should you pass away. At Healthy Horizon, our focus is to give your family peace of mind knowing that they will have a secure future. Our agents will personalize your life insurance plan to your financial necessities and provide coverage options that best suit your needs.

Get Life Insurance

Medicare – What is it?

Medicare is a federal program provided by the Centers for Medicare and Medicaid Services (CMS). American citizens aged 65 and older receive Medicare coverage, though it does extend to younger individuals with disabilities. 

Medicare has four different parts:

 Part A: Hospital Insurance
 Part B: Medical Insurance
 Part C: Medicare Advantage Plans
● Part D: Prescription Drugs 

Medicare coverage options are complex and difficult to understand. We pride ourselves in guiding our customers through the various plan options available. We will help you enroll into a plan that is optimal to all your medical needs.

Get Medicare Coverage

Vision - Seeing is believing

Are you one of the 10% of Americans who has trouble seeing, even when wearing corrective eyewear? 

Getting an annual eye exam is important for monitoring your eye health and making sure you have the right prescription. Vision insurance will help reduce your out-of-pocket expenses. Give us a call to find out the options that are available in your area.

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We help you to get covered
in 3 steps

Step 1.

Get a Quote

With state of the art quoting tools, we can create a personal quote in less than 5 minutes.

Step 2.

Complete the Application

We go through the application with you, where answer all questions in approximately 15 minutes.

Step 3.

Get Covered

Find out when your start date will be and live life with more confidence knowing your are protected.

Get a Quote

We help you to get covered
in 3 steps

Step 1.

Get a Quote

Sufferers around the globe will be happy to hear that there are sleep apnea remedies.

Step 2.

Complate the Application

Sufferers around the globe will be happy to hear that there are sleep apnea remedies.

Step 3.

Get Covered

Sufferers around the globe will be happy to hear that there are sleep apnea remedies.

What people say about us

“First of all, acid reflux is not a disease.  It is an acquired condition which can be completely healed by eating properly.“

Stephen Cooper

Manager

“Many people feel that there is a limited amount of abundance, wealth, or chances to succeed in life.“

Lizzie Reed

Designer

“Hypnosis quit smoking methods maintain caused quite a stir in the medical world over the last two decades.”

Frances Jackson

Artist

“First of all, acid reflux is not a disease.  It is an acquired condition which can be completely healed by eating properly.“

Iva Waters

Photograph

“Many people feel that there is a limited amount of abundance, wealth, or chances to succeed in life.“

Claudia Berry

Developer

“Hypnosis quit smoking methods maintain caused quite a stir in the medical world over the last two decades.”

Jerry Lindsey

Philosopher

Frequently asked questions

What are the important dates for enrolling into health coverage?

  • November 1, 2022: Open Enrollment started. 
  • December 15, 2022: Deadline for coverage that starts January 1, 2023. 
  • January 15, 2023: Last day to sign up for 2023 coverage. Coverage starts February 1, 2023.  
  • After January 15, you can only buy a health plan if you qualify for a Special Enrollment Period.

What is the health insurance marketplace also Healthcare.gov?

The Health Insurance Marketplace is a resource where individuals, families, and small businesses can:

  • Compare health insurance plans for coverage and affordability.
  • Get answers to questions about your health care insurance.
  • Find out if you are eligible for tax credits for private insurance or health programs like Medicaid or the Children’s Health Insurance Program (CHIP).
  • Enroll in a health insurance plan that meets your needs.

I’m in the process of obtaining US citizenship what options do I have?

If you’re a lawfully present immigrant, you can buy private health insurance on the Marketplace. You may be eligible for lower costs on monthly premiums and lower out-of-pocket costs based on your income.

In the the event that you are not lawfully present we do offer private options that may qualify for.

What kind of insurance plans are available with Healthy Horizon Agency?

Individual Family Plans

  • These plans are best for those who do not qualify for coverage through an employer or through government programs such as Medicaid or Medicare. These private health insurance plans are sold directly to consumers, and they help pay for medical care, hospitalization, and prescription drugs.

Small/Large Group Policies

  • A small group refers to up to 50 employees, while any group having over 50 employees is considered large.

Short Term Medical Plans

  • Provide temporary catastrophic coverage, such as if you are in a car accident or suffer a heart attack. They only provide coverage for a limited amount of time if for some reason you are unable to enroll in a health insurance plan.

Plan Enhancer

  • Plan Enhancer are similar to a gap insurance or just supplemental insurance. It is designed to help you meet your high deductible if something unexpected happens. The Plan Enhancer gives you three options of protection: Accidental, Sickness or Cancer treatment.

I’m self employed and own a business how do I get insurance ?

If you're self-employed, you can use the individual Health Insurance Marketplace to enroll in flexible, high-quality health coverage that works well for people who run their own business.

What value do health insurance brokers/agents provide?

Health insurance brokers play a valuable role in the health insurance industry. Health insurance brokers provide information and develop options for consumers to purchase qualified health plans. Brokers provide services to individuals, families, groups, employers, and businesses.

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